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Smarter Finance USA Blog

Rob Misheloff

As a husband and father, the best example I can set in the world is by helping others. That’s why I’ve built my career around helping my fellow business owners grow their companies. My hope is that this website and my company help you to grow your business and achieve your goals.
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Recent Posts

3D Printer Financing

Posted by Rob Misheloff



3D printing is a big industry.

The market for 3D printing worldwide was $13.84 billion in 2021 and is expected to grow at 20% annually through 2030.

If you’ve considered a 3D printing solution for your business, you probably want some specifics.


Read on…

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Topics: Leasing, Problems With Business Lending, equipment leasing rates

2021 Section 179 Limits (+Bonus Depreciation) – How Much Can You Save?

Posted by Rob Misheloff


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5 Critical Factors to Renegotiating Payables with Suppliers

Posted by Rob Misheloff


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Can You Finance or Lease Social Distancing Equipment?

Posted by Rob Misheloff


Have you been to a store lately?

… you may notice things have changed.

Plexiglass sneeze shields, dividers to make sure we don’t touch each other… etc.

Soon, most businesses will have to retrofit their workplaces.

Here’s the thing –

Your business has been down (or even closed) for weeks…

…and now you have to shell out thousands so everyone can feel socially distant?

You may need to consider financing or leasing that equipment.

Let’s go over the basics…

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An Honest Review of One of the Best Truck Factoring Companies

Posted by Rob Misheloff

I receive several calls per week from truckers that are trying to make the decision of whether to become an owner operator or not.

Most of the time, they are wondering if they will have enough not only for a down payment on a truck, but also needing to have enough money left over to pay for fuel while they wait a month to get paid for their first hauls.

If you're thinking about starting up, or already run your own trucking company and need cash while you wait to get paid, you need to get set up with one of the best truck factoring companies so you can collect early on your accounts receivable.

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Topics: factoring

5 Problems With MCA Reverse Consolidation Loans

Posted by Rob Misheloff


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Construction Equipment Financing: How it Actually Works (in 2019)

Posted by Rob Misheloff

Do you need to finance construction equipment for your business?

There’s a lot of goober-y stuff out there on the web that says nothing…

…and some utter nonsense…

…but not much knock-down, drag-out, honest-to-god truth.

Want the real dirt info on how construction equipment financing works?

Let's rock... 

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Topics: construction equipment

Equipment Leases with Quarterly Payments: Don’t Get Flim-Flammed

Posted by Rob Misheloff


Today we’re going to talk about a scam.


I mean it.

Totally bogus shenanigans

Well, on rare occasions…  not 100% bogus…

…but be really careful…

Note: You may read this article or you may listen to it. 

You can find links to download the audio to this article on your phone here. 

You can also listen right here in the webpage:



If you are offered an equipment lease with quarterly payments…

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Topics: Leasing

Smash Your Quota: Find and Sell to Startups Like a Boss

Posted by Rob Misheloff

Do you sell  products or services to small businesses?

Did you know over 100,000 new business are started in the US every month?

What if you could contact a business before they ever even opened their doors?

(…and… be the first person to contact them…)

That… would be awesome, right?

Check this out…

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Should You use Direct Lenders for Equipment Leasing and Financing?

Posted by Rob Misheloff



You may read this article... or if you prefer you may listen to it. 

You may listen by clicking in the box below... or on iTunes, Google Play, and Stitcher (just search for the "Smarter Business Finance Podcast")

Are you looking for equipment financing for your business?

Or for your customers?

Have you been told…

…that you should work with XYZ company …

…because they are a “direct lender?”

Why is it better to work with a direct lender?

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Topics: Leasing

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