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construction equipment

construction-equipment-financing

3 min read

Construction Equipment Financing: How it Actually Works

Do you need to finance construction equipment for your business?

There’s a lot of goober-y stuff out there on the web that says nothing…

…and some utter nonsense…

…but not much knock-down, drag-out, honest-to-god truth.

Want the real dirt info on how...

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concrete-mixer-truck-financing.jpg

2 min read

Concrete Mixer Truck Financing: Rates, Payments and How to Qualify

 

So…

Looking online for how to finance a concrete or cement truck?

Yeah.

I know where you’ve been...

Almost like you’ve gotta take a shower now, right?

Ready for the truth yet?

Let’s show you some info you can actually use….

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Crane Financing: What are the Rates to Finance or Lease a Crane?

3 min read

Crane Financing: What are the Rates to Finance or Lease a Crane?

Are you looking into crane financing?

Financing for a crane is a little bit different than a lot of other types of equipment.

Do you want to know why?

Cranes aren't exactly "cheap."

When we help customers look at financing for a crane, we find most...

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Backhoe Leasing Rates: How Much Will Your Payments Be?

4 min read

Backhoe Leasing Rates: How Much Will Your Payments Be?

With construction demand growing steadily, the amount of people we talk to who need to finance construction equipment such as backhoes is growing as well.

The vast majority of companies purchasing construction equipment will end up financing, and many...

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How Much Does It Cost to Finance or Lease a Bulldozer?

2 min read

How Much Does It Cost to Finance or Lease a Bulldozer?

Bulldozers are one of the more expensive pieces of equipment folks ask about. 

That makes the process sometimes different than some other heavy equipment we talk about. 

Before we get started, if:

  • You have credit over 700... and...
  • You aren't a...
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4 min read

Leasing Caterpillar Equipment: Costs, Prices and Other Variables

We field a lot of calls from people that are looking into buying Caterpillar equipment.

Hardly anyone has the cash to buy equipment from Cat without financing it.

Cat Finance offers 4.99% and sometimes lower rates on used equipment, but they will not...

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4 min read

What are Heavy Equipment Finance Rates?

We talk to quite a few folks about heavy equipment finance.

The question we get most often, and usually first, is, "What are the rates?"

The answer is always the same.

Heavy equipment finance rates depend on your situation.

A lot goes into the costs...

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4 min read

Dump Truck Financing: What are Your Options?

So, you need to finance a dump truck…

… but your credit isn’t so great…

Note: If your credit is not so bad, you may want to check out our Ultimate Guide to Dump Truck Financing 

You already know buying your own dump truck is WAY better than driving for...

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Answers to the Top 6 Questions About Financing a Used Skid Steer

3 min read

Answers to the Top 6 Questions About Financing a Used Skid Steer

We answer a ton of questions at Smarter Finance USA about financing skid steers.

Most of the time we end up talking to someone about financing used equipment.

Generally, most shoppers have the same questions.

The questions we are asked most are:

  1. Do I...
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5 Lies Heavy Equipment Finance Companies Tell You

4 min read

5 Lies Heavy Equipment Finance Companies Tell You

So... you need to finance heavy equipment.

Are you wondering which companies you can trust?

We hear from many folks who speak to a heavy equipment finance company...

...and get told one thing...

...but after they have paid a deposit the terms change. 

...

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5 min read

How much does it Cost to Lease a Used Skid Steer?

A decent used skid steer will cost you anywhere from $10,000 to $40,000.

In the $15,000 range you're usually looking at a model that's ten or so years old, while at the top of the range, you're usually looking at some equipment that's newer.

When people...

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Excavator Financing: What are Payments on Used Excavators?

3 min read

Excavator Financing: What are Payments on Used Excavators?

Looking at buying or leasing an excavator?

What will your monthly payments will be for excavator financing? 

If you only need the excavator occasionally, it may be cheaper to rent, but only if you're going to use it almost never.

Rental prices on...

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3 min read

Spray Foam Equipment Leasing: What are the Rates?

If you're a spray foam contractor who needs new equipment, or are looking to get into the spray foam installation business, the biggest question you may have is how much is all this stuff going to cost?

The good news: you don't have to write a big check.

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