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2 min read

3D Printer Financing


3D printing is a big industry.

The market for 3D printing worldwide was $13.84 billion in 2021 and is expected to grow at 20% annually through 2030.

If you’ve considered a 3D printing solution for your business, you probably want some specifics.


Read on…


What Sorts of Businesses Need 3D Printers?



Businesses that sell physical products should investigate whether 3D printing is right for them.

Many think 3D printing is just for small objects like machine parts and so on… but what about concrete for construction companies?

We met a company called Cobod at the World of Concrete Show Las Vegas this year. Cobod makes a 3D printer that can create concrete structures.

Check this out


So… if you can make buildings with a printer… there’s certainly a lot of things you or I haven’t even thought of.

3D Printer Financing Qualifications


3D printers can cost from $200 up to $150,000 and more.

In the upper ranges, you’re likely planning to finance or lease your printer.

Will your business qualify?

Generally, if your business is established and you have good business and personal credit… financing will be easy.

The younger your business, or the tougher your credit… the mor challenging things become.

If you’re business is under 2 years old and you’ve got poor credit… it’s unlikely you’ll be a good candidate for financing.

If you’ve got at least decent credit and 2 years or more in business, there’s often a solution.

Find Out if You Qualify

The longer you’ve been in business, and the deeper your credit profile… the easier it gets. With decent credit and time in business there’s usually not even a need for hassles like bank statements and financials and stuff.

Financing Rates for 3D Printing


The “easier” your financing is (longer time in business and good credit, for example)…

…the lower the “risk premium” will be needed to get that printer in your hands.

So… what does that mean?

Equipment lenders look at pools of financing contracts and analyze the number that pay on time, the number that pay late, and what is the percentage chance based on your profile they’ll have to send out the repo man to take your printer.

If you are a minimal risk (based on what a computer says), your rates will be good… like only slightly higher than what you’d pay at your bank (if your bank will finance you… which is a longshot these days…)

The higher the risk – the higher payment you should expect.

Here’s a calculator with guestimates.



Note: there’s only so much my cheesy little calculator can factor in… so while these numbers are a decent starting point… they don’t substitute for an actual approval.


The Bottom Line

If you need to finance a 3D printer… we can help you with that.

Click in the picture below to get started.



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