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Smarter Finance USA Blog

Smarter Finance USA Educational Resources

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Small Business Loans

5 Problems With MCA Reverse Consolidation Loans

4 min read

5 Problems With MCA Reverse Consolidation Loans

We talk to lots of business owners in trouble with merchant cash advances. Did you know… …so many small businesses have cash advances… …these “MCA” companies are running out of people to sell a merchant advance to? Pretty scary, right? So… these...

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3 min read

Small Business Debt Relief (5 Ways to Get Your Life Back)

So… You’re running a successful business… …there should be plenty of profit left over (for you to, like live on)… …but somehow… …loan payments are eating away all the profit. (Sound familiar?) Here are a few ways your small business can get out of...

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7 min read

Get Out Of MCA: Escape The Grip of Merchant Cash Advances

Have you taken a merchant cash advance? (or 4?) We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea. The thing is… … when you learn...

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4 min read

Auto Repair Shop Loans - 6 Ways to Finance a Garage

I'm sure you'd agree... ... it's no fun to look for business loans... We help a lot of garage owners get auto repair shop loans. ...but we hear the same things from our customers over and over. Maybe you've been there already... ...some slick Willy...

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8 min read

The Best Small Business Funding Option You've Never Heard of

Today I'm going to show you a real funding option for a real small business. A real small business - not like the banks or the government define it (500 employees or fewer) but how actual people define it. You can have your money in a week, with no...

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10 min read

15 Ways to Access Small Business Startup Loans

Are you thinking about starting a business, or have you recently started a new venture? You certainly aren't alone. In fact, 543,000 small businesses are started in the United States every month. That's the good news. Less good: half won't make it...

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2 min read

Are Merchant Cash Advances a Scam?

Have you been pitched a merchant cash advance? I bet the dude (or dudette...) you spoke with didn't quote a real interest rate, right? They'll tell you that cash advances don't have an interest rate... ...because merchant cash advance lenders simply...

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3 min read

Dental Practice Financing: What are the Best Loans for Dentists?

Are you considering a dental practice loan? You'd rather perform a root canal on yourself than talk to 13 different companies to find the information you need. Right? Here's the problem: (Almost) every website you go to will tell you why their...

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