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Smarter Finance USA Blog

Small Business Debt Relief (5 Ways to Get Your Life Back)

Posted by Rob Misheloff



You’re running a successful business…

…there should be plenty of profit left over (for you to, like live on)…

…but somehow…

…loan payments are eating away all the profit.

(Sound familiar?)

Here are a few ways your small business can get out of debt:

(… or at least get some breathing room…)

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Topics: Small Business Loans, Problems With Business Lending

The Best Small Business Loans for Bad Credit

Posted by Rob Misheloff



You need business financing…


…your credit ain’t the best…

You’ve scoured the internet for information…


Finding real info about business loans for bad credit on the internet…

Yeah… it’s like digging for buried treasure.


Super Special Note - If you get bored of reading... just scroll back up and click here when you're ready to apply for a small business loan. 

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Topics: Small Business Loans

5 Ways to Get Out of a Merchant Cash Advance (and other Toxic Business Loans...)

Posted by Rob Misheloff


Have you taken a merchant cash advance?

(or 4?)

We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea.

The thing is…

… when you learn the truth about these products…

… it’s pretty obvious…

…that you’d be better off snorting Drano than signing up to let one of these leeches suck every last dime of profit out of your business.

…but those nice people that help your business access capital told you the 100% truth when you signed, right?


Special Note: If you’re stuck in merchant cash advances that you can’t pay, you might want to talk to a negotiator to help make your payments lower. We partner with a great company that can help you get out of a daily payment product.

Click here for help getting out of a merchant cash advance

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Topics: Small Business Loans

Private Business Loans: 5 Secrets the Big Boys Hope You Never Learn

Posted by Rob Misheloff


So, you need money for your business?

Join the club...

Who should you call?

My mailbox (the real mailbox) is stuffed with business funding offers that look like a fake check.

The most recent offered "rates from 6.99%."

Yeah, in a pig's eye... right?

Which gets us to...

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Topics: Small Business Loans

Auto Repair Shop Loans - 6 Ways to Finance a Garage

Posted by Rob Misheloff


I'm sure you'd agree...

... it's no fun to look for business loans...

We help a lot of garage owners get auto repair shop loans.

...but we hear the same things from our customers over and over.

Maybe you've been there already...

...some slick Willy on the phone pretending your loan has "no interest rate" ...

... and the whole time hoss is trying to con you into borrowing money at 100%.

You're probably sick of being lied to.


I'll show you the real rates to finance an auto repair business...

...and when you can qualify for low interest rates.

Let's start with the worst loan you could possibly get...

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Topics: Small Business Loans

Pharmacy Loans: How Can a Pharmacist Practice Get Financing?

Posted by Rob Misheloff

Do you need a loan for your pharmacy?

There are a few options available.

Some choices are pretty good...

...but some pharmacy loans could be terrible for your business.

It all depends on your situation.

Let's look at options that could work for you...

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Topics: Small Business Loans

Daily Payment Loans For Your Business: Do They Ever Make Sense?

Posted by Rob Misheloff

Have you ever looked into a "daily payment loan" for your business?   

Daily payment loans are products like some "working capital loans" or "merchant cash advance" products in the marketplace where you end up paying back some enormous amount of money over a short period of time.

We've been pretty vocal here at Smarter Finance USA about the fact that most of the time these "loans" are a pretty risky idea.

However, we just put together a daily payment loan for somebody.

Oh man, the dark side ROCKS!

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Topics: Small Business Loans, Problems With Business Lending

Ultimate Small Business Loans Guide: 59 Ways to Fund Your Business

Posted by Rob Misheloff

When I talk to small business owners, they've usually heard of a few ways to apply for small business financing. Occasionally, an article will come out that lists 5 (or sometimes 10) ways to get a small business loans. 

The truth is that there are dozens of ways to finance a small business.

There are some pretty good ways to finance your business...

... other ways to finance your business aren't so smart.

Depending on your situation, however, there are probably some good ways for you to finance your business that perhaps you haven't heard of.

For that reason, we've attempted to assemble the most complete list on the internet of different ways to acquire small business loans.  


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Topics: Small Business Loans

How P2P Lending Works for Small Businesses [Infographic]

Posted by Rob Misheloff


Are you having a tough time securing the capital you need to grow your business? 


Sure, there are plenty of small business "lenders" out there ready to give you a loan at 100% interest rates, but have you looked into the "other" alternative financing option?


We've teamed up with Dealstruck to bring you this quick synopsis of a financing option most small business owners don't even kow exists.

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Topics: Small Business Loans

The Best Small Business Funding Option You've Never Heard of

Posted by Rob Misheloff

Today I'm going to show you a real funding option for a real small business.

A real small business - not like the banks or the government define it (500 employees or fewer) but how actual people define it.

You can have your money in a week, with no business plan, no pro forma.    

No 100% interest rate flim-flam.

Important update: This article explains our old "favorite" source for term business loans, Dealstruck. Dealstruck is currently not accepting new applications. We still have options available for decent business loans that you may access here

In this article I'm going to walk you through an option that will get you the capital you need, without sucking every last breath of profit out of your business.

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Topics: Small Business Loans

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