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Smarter Finance USA Blog

Smarter Finance USA Educational Resources

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heavy equipment

construction-equipment-financing

3 min read

Construction Equipment Financing: How it Actually Works

Do you need to finance construction equipment for your business? There’s a lot of goober-y stuff out there on the web that says nothing… …and some utter nonsense… …but not much knock-down, drag-out, honest-to-god truth. Want the real dirt info on...

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boom-bucket-truck-financing.jpg

3 min read

The Truth about Boom and Bucket Truck Financing

Quick… What’s the difference between… … a lying scumbag finance company… …and a bucket of spit? That’s right… The bucket. Funny, right? Wanna know what’s not so funny? Lying to you about the rates. Right? Check this out… Special Note: If you're in...

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concrete-mixer-truck-financing.jpg

2 min read

Concrete Mixer Truck Financing: Rates, Payments and How to Qualify

So… Looking online for how to finance a concrete or cement truck? Yeah. I know where you’ve been... Almost like you’ve gotta take a shower now, right? Ready for the truth yet? Let’s show you some info you can actually use….

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Crane Financing: What are the Rates to Finance or Lease a Crane?

3 min read

Crane Financing: What are the Rates to Finance or Lease a Crane?

Are you looking into crane financing? Financing for a crane is a little bit different than a lot of other types of equipment. Do you want to know why? Cranes aren't exactly "cheap." When we help customers look at financing for a crane, we find most...

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Can You Qualify for Logging Equipment Financing?

3 min read

Can You Qualify for Logging Equipment Financing?

If you've driven anywhere over the past year or so, you may have noticed something... Everywhere you look, there's a lot of construction going on. Houses are being built like crazy, which means builders need a lot of wood. When the houses are built...

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Backhoe Leasing Rates: How Much Will Your Payments Be?

4 min read

Backhoe Leasing Rates: How Much Will Your Payments Be?

With construction demand growing steadily, the amount of people we talk to who need to finance construction equipment such as backhoes is growing as well. The vast majority of companies purchasing construction equipment will end up financing, and...

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How Much Does It Cost to Finance or Lease a Bulldozer?

2 min read

How Much Does It Cost to Finance or Lease a Bulldozer?

Bulldozers are one of the more expensive pieces of equipment folks ask about. That makes the process sometimes different than some other heavy equipment we talk about. Before we get started, if: You have credit over 700... and... You aren't a...

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4 min read

Leasing Caterpillar Equipment: Costs, Prices and Other Variables

We field a lot of calls from people that are looking into buying Caterpillar equipment. Hardly anyone has the cash to buy equipment from Cat without financing it. Cat Finance offers 4.99% and sometimes lower rates on used equipment, but they will...

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4 min read

What are Heavy Equipment Finance Rates?

We talk to quite a few folks about heavy equipment finance. The question we get most often, and usually first, is, "What are the rates?" The answer is always the same. Heavy equipment finance rates depend on your situation. A lot goes into the...

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5 Lies Heavy Equipment Finance Companies Tell You

4 min read

5 Lies Heavy Equipment Finance Companies Tell You

So... you need to finance heavy equipment. Are you wondering which companies you can trust? We hear from many folks who speak to a heavy equipment finance company... ...and get told one thing... ...but after they have paid a deposit the terms...

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Excavator Financing: What are Payments on Used Excavators?

3 min read

Excavator Financing: What are Payments on Used Excavators?

Looking at buying or leasing an excavator? What will your monthly payments will be for excavator financing? If you only need the excavator occasionally, it may be cheaper to rent, but only if you're going to use it almost never. Rental prices on...

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