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Smarter Finance USA Blog

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5 Problems With MCA Reverse Consolidation Loans

4 min read

5 Problems With MCA Reverse Consolidation Loans

We talk to lots of business owners in trouble with merchant cash advances. Did you know… …so many small businesses have cash advances… …these “MCA” companies are running out of people to sell a merchant advance to? Pretty scary, right? So… these...

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7 min read

Get Out Of MCA: Escape The Grip of Merchant Cash Advances

Have you taken a merchant cash advance? (or 4?) We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea. The thing is… … when you...

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2 min read

Are Merchant Cash Advances a Scam?

Have you been pitched a merchant cash advance? I bet the dude (or dudette...) you spoke with didn't quote a real interest rate, right? They'll tell you that cash advances don't have an interest rate... ...because merchant cash advance lenders...

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6 min read

5 Restaurant Equipment Leasing Swindles to Avoid

If you need to finance or lease restaurant equipment, and you're looking around on the internet, you may have already noticed something: Most of the "information" about restaurant equipment leasing that you can find online is total garbage. I don't...

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5 min read

5 Equipment Leasing Scams and Problems To Look Out For

There are some sketchy practices in equipment financing. Way sketchy... Any type of financing is complex... ...with lots of funky terms... ...but... ... bigger industries (like mortgage and insurance) are regulated. ...when someone breaks the...

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