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Smarter Finance USA Blog

3D Printer Financing

Posted by Rob Misheloff



3D printing is a big industry.

The market for 3D printing worldwide was $13.84 billion in 2021 and is expected to grow at 20% annually through 2030.

If you’ve considered a 3D printing solution for your business, you probably want some specifics.


Read on…

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Topics: Leasing, Problems With Business Lending, equipment leasing rates

Office Equipment Leasing: Should You Finance Business Equipment?

Posted by Rob Misheloff


Decking out an office…

… it’s amazing how fast it all adds up.

(Even if you’re buying “cheap” furniture…)


Should you pay cash?

Or… should you lease and/or finance equipment?

Check this out…

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Topics: equipment leasing rates

IT Leasing: What are Rates for Technology Equipment Financing?

Posted by Rob Misheloff

When you talk to companies about IT leasing and financing, your conversation will be much different than if you were looking to finance a semi truck or some other types of equipment.

I mean, it doesn't exactly take a whiz kid to figure out how you're going to make money with a big rig...

... or what the big rig would be worth if you only made the payments for six months before defaulting, right?

With any sort of technology equipment financing, however, it's important to work with someone who understands both the right questions to ask and how to value the equipment you're considering:

This is super important:

Someone who isn't willing or able to take the time to understand your equipment or how the equipment will impact your business will likely make a poor "case" when putting together a financing package, which can lead to worse offers or getting declined even when there is a strong business case to be made on your behalf.

Since you probably don't want to pay more than you really should (or get the dreaded "...thanks so much for applying but..." letter) let's talk about ways to understand:

  • Finding the best choice of companies to work with
  • How to qualify for IT equipment leasing or financing
  • The typical rates you might pay to lease or finance tech equipment


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Topics: equipment leasing rates

Laundromat Financing: How Much Does Laundry Equipment Leasing Cost?

Posted by Rob Misheloff

If you are using the internet to investigate laundromat financing, most of the websites you're visiting give you approximately zero information.  

Some have a "laundry list" (haha) of the types of laundry equipment you can finance - washers, dryers, both gas and electric, etc.

One site goes so far as to mention that not only will they finance a washer and dryer, but they'll also finance a stackable washer and dryer.


Do you want to know a secret?

You couldn't come up with a type of laundry equipment that you couldn't lease or finance.

If you're looking to finance laundry equipment, you want to know two things: 

  • Will you qualify?
  • How much will it cost?

That just about covers it, right?

PS - if you just want a quick estimate of what your payments will be,click here... 

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Topics: equipment leasing rates

Ambulance Leasing: What are Monthly Payments to Finance an Ambulance?

Posted by Rob Misheloff

If you're considering leasing an ambulance, you may want to get some basic information before you start calling around...

Since you and I both know that once you call the financing company whoever picks up the phone might call you 15 times a day until you apply, right?

Special note: We have enough going on without jamming you into the speed dialer and praying we don't hear your voicemail for the 30th time...

(We will not pester you for days just because you ask for some information... )

Click here for a quick estimate of your payments to finance an ambulance

Let's go over what you'll pay if you need to get into an ambulance leasing program.

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Topics: equipment leasing rates

The Truth about Dental Equipment Financing

Posted by Rob Misheloff

If you're looking on the internet from information about dental equipment financing, you may have noticed something:

Talking to financing companies...yeah

...about as much fun as a root canal, right?

They make it sound so easy and affordable...

(until you get the contract and actually read it....)

For easy and affordable rates and terms, you don't even need a financing company.

That's because equipment sellers probably offer zero-cost financing or something similar. 

Special bonus: At any time, to get a quote to finance your dental equipment, scroll back up and click here

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Topics: equipment leasing rates

Gym Equipment Leasing: True Cost of Fitness Equipment Financing

Posted by Rob Misheloff

If you're in the fitness industry, you probably can probably spot a scam a mile away when it comes to something about the fitness industry, right?

I'm sure that probably every single day, someone asks you a question like:

"I read on the internet about these specially formulated llama droppings - if I mix them in with my Cheerios, I'll gain muscle and lose 46 pounds by next month..."

Here's the deal:

Just like the hucksters in your industry that are hard to spot if you don't live, eat and breath it every day....

...some companies that offer fitness equipment financing offer similar claims online.

Unless you see what the real results are on a daily basis, it can be hard to separate fact from truth.

Today, I'm going to share with you what it really costs to finance equipment for a gym, how to qualify, and the issues to look out for when it comes to fitness equipment leasing.

Are you ready?

Special Note: If you don't want to read all of this, you can press the "easy" button. Just click here and we'll tell you whether you qualify and what the rates will be. 

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Topics: equipment leasing rates

Used Equipment Financing: How High are the Rates?

Posted by Rob Misheloff

I got a call today from a gentleman with a simple question:

"Do you finance used equipment?"

I replied with a simple answer:


It's always funny when I hear that question, because the truth is, most of the equipment we finance is used.

We get that question a lot, though, because it turns out there are quite a few leasing companies that refuse to offer used equipment financing.  

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Topics: equipment leasing rates

Can You Qualify for Logging Equipment Financing?

Posted by Rob Misheloff

If you've driven anywhere over the past year or so you may have notice something...

Everywhere you look, there's a lot of construction going on.

Houses are being built like crazy, which means builders need a lot of wood. When the houses are built they'll be filled with furniture - also made of wood.

The challenge for some in the logging industry:

There wasn't a whole lot going on the past few years...

...so you may have sold a lot of your equipment...

... as your business grows again, you may need logging equipment financing options.

Special added bonus: Remember that when you're ready to talk, you may always scroll back up here if you decide you get tired of reading. Click here to get a quote to finance logging or forestry equipment


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Topics: equipment leasing rates

How Much Does Commercial LED Lighting Financing Cost?

Posted by Rob Misheloff

If you're thinking about upgrading to LED lighting to save money, you're probably wondering how much you'll actually save, right?

It should be pretty simple to figure out - just take your current power bill, figure out the new power bill with new efficient lighting, and then A - B = C.


Back here on planet earth, in a little burg called reality you may not have $20,000 just to pull out of your working capital so that you can surrender less of your profits to the power company.

I guess that means you'll have to factor in your cost of capital when (or if?) you can borrow money to go buy light bulbs.

That should be easy to figure out too, right?

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Topics: equipment leasing rates

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