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Smarter Finance USA Blog

An Honest Review of One of the Best Truck Factoring Companies

Posted by Rob Misheloff

I receive several calls per week from truckers that are trying to make the decision of whether to become an owner operator or not.

Most of the time, they are wondering if they will have enough not only for a down payment on a truck, but also needing to have enough money left over to pay for fuel while they wait a month to get paid for their first hauls.

If you're thinking about starting up, or already run your own trucking company and need cash while you wait to get paid, you need to get set up with one of the best truck factoring companies so you can collect early on your accounts receivable.

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Topics: factoring

5 Problems With MCA Reverse Consolidation Loans

Posted by Rob Misheloff


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Construction Equipment Financing: How it Actually Works (in 2019)

Posted by Rob Misheloff

Do you need to finance construction equipment for your business?

There’s a lot of goober-y stuff out there on the web that says nothing…

…and some utter nonsense…

…but not much knock-down, drag-out, honest-to-god truth.

Want the real dirt info on how construction equipment financing works?

Let's rock... 

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Topics: construction equipment

Equipment Leases with Quarterly Payments: Don’t Get Flim-Flammed

Posted by Rob Misheloff


Today we’re going to talk about a scam.


I mean it.

Totally bogus shenanigans

Well, on rare occasions…  not 100% bogus…

…but be really careful…

Note: You may read this article or you may listen to it. 

You can find links to download the audio to this article on your phone here. 

You can also listen right here in the webpage:



If you are offered an equipment lease with quarterly payments…

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Topics: Leasing

Smash Your Quota: Find and Sell to Startups Like a Boss

Posted by Rob Misheloff

Do you sell  products or services to small businesses?

Did you know over 100,000 new business are started in the US every month?

What if you could contact a business before they ever even opened their doors?

(…and… be the first person to contact them…)

That… would be awesome, right?

Check this out…

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Should You use Direct Lenders for Equipment Leasing and Financing?

Posted by Rob Misheloff



You may read this article... or if you prefer you may listen to it. 

You may listen by clicking in the box below... or on iTunes, Google Play, and Stitcher (just search for the "Smarter Business Finance Podcast")

Are you looking for equipment financing for your business?

Or for your customers?

Have you been told…

…that you should work with XYZ company …

…because they are a “direct lender?”

Why is it better to work with a direct lender?

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Topics: Leasing

Small Business Debt Relief (5 Ways to Get Your Life Back)

Posted by Rob Misheloff



You’re running a successful business…

…there should be plenty of profit left over (for you to, like live on)…

…but somehow…

…loan payments are eating away all the profit.

(Sound familiar?)

Here are a few ways your small business can get out of debt:

(… or at least get some breathing room…)

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Topics: Small Business Loans, Problems With Business Lending

Office Equipment Leasing: Should You Finance Business Equipment?

Posted by Rob Misheloff


Decking out an office…

… it’s amazing how fast it all adds up.

(Even if you’re buying “cheap” furniture…)


Should you pay cash?

Or… should you lease and/or finance equipment?

Check this out…

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Topics: equipment leasing rates

Subprime Equipment Financing: How High are the Rates?

Posted by Rob Misheloff


What do you do…

…if you need to finance equipment…

…but your credit is so bad it hurts a lender’s eyes?

Did you know…

… there are programs you can access for subprime truck leasing?

(And other types of equipment too…)

But… a warning…

You really, *really* need to be careful.

Check this out:

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5 Crucial Steps to Finding the Best Equipment Financing Company (for You)

Posted by Rob Misheloff


Have you Googled around for equipment financing?

Seen any jokers proclaiming themselves to be the “#1 Best Equipment Financing Company?”

Who proclaimed them that?

Was there a vote?

Already seems like a company to avoid, doesn’t it?

Let’s talk about how to find the best equipment financing company…

…for you.

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Topics: Leasing

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