3 min read
A Guide to Commercial Truck Insurance Requirements
As truck insurance premiums continue to rise, it’s important to understand how policies work, what coverage is required, and how companies can save on costs.
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5 min read
Financing EV Chargers for Business: A Practical Guide
Electric Vehicle (EV) chargers are becoming more common – and it’s happening fast. They serve as the power source for electric vehicles, which are taking center stage in the global push for cleaner and more sustainable energy use. The boom in the EV...
5 min read
Economic Injury Disaster Loan (EIDL) Forgiveness or Renegotiation – How It Works
The economic turmoil caused by the coronavirus pandemic has had an impact on small businesses everywhere. The Economic Injury Disaster Loan (EIDL) Program has been a lifeline for many of these business owners, but unfortunately, some are now finding...
3 min read
Merchant Cash Advance Debt Relief: How to Save Your Business
As a small business owner, you know you need access to capital…
2 min read
3D Printer Financing
3D printing is a big industry. The market for 3D printing worldwide was $13.84 billion in 2021 and is expected to grow at 20% annually through 2030. If you’ve considered a 3D printing solution for your business, you probably want some specifics....
3 min read
2023 Section 179 Limits (+Bonus Depreciation) – How Much Can You Save?
Did you buy equipment for your business in 2023? Did you know you may be able to write the entire purchase off immediately? (There’s still time before the end of the year… but many assets are hard to get your hands on right now. Don’t snooze or you...
4 min read
5 Problems With MCA Reverse Consolidation Loans
We talk to lots of business owners in trouble with merchant cash advances. Did you know… …so many small businesses have cash advances… …these “MCA” companies are running out of people to sell a merchant advance to? Pretty scary, right? So… these...
3 min read
Construction Equipment Financing: How it Actually Works
Do you need to finance construction equipment for your business? There’s a lot of goober-y stuff out there on the web that says nothing… …and some utter nonsense… …but not much knock-down, drag-out, honest-to-god truth. Want the real dirt info on...
4 min read
Equipment Leases with Quarterly Payments: Don’t Get Flim-Flammed
Today we’re going to talk about a scam. Fraud… I mean it. Totally bogus shenanigans Well, on rare occasions… not 100% bogus… …but be really careful… Note: You may read this article or you may listen to it. You can find links to download the audio to...
3 min read
Small Business Debt Relief (5 Ways to Get Your Life Back)
So… You’re running a successful business… …there should be plenty of profit left over (for you to, like live on)… …but somehow… …loan payments are eating away all the profit. (Sound familiar?) Here are a few ways your small business can get out of...
2 min read
Office Equipment Leasing: Should You Finance Business Equipment?
Decking out an office… … it’s amazing how fast it all adds up. (Even if you’re buying “cheap” furniture…) Right? Should you pay cash? Or… should you lease and/or finance equipment? Check this out…
5 min read
First Time Commercial Truck Financing: (5 Best Programs)
So… You’re trying to finance a commercial truck as a first time buyer. It’s a bitch, right? And… Finding the information you need to make a decision online? Good luck with that. I know what you’re thinking too… “Are these guys going to screw me on...
3 min read
The Truth about Boom and Bucket Truck Financing
Quick… What’s the difference between… … a lying scumbag finance company… …and a bucket of spit? That’s right… The bucket. Funny, right? Wanna know what’s not so funny? Lying to you about the rates. Right? Check this out… Special Note: If you're in a...
2 min read
Concrete Mixer Truck Financing: Rates, Payments and How to Qualify
So… Looking online for how to finance a concrete or cement truck? Yeah. I know where you’ve been... Almost like you’ve gotta take a shower now, right? Ready for the truth yet? Let’s show you some info you can actually use….
10 min read
How To Finance a Construction or Contracting Business [New Podcast]
Welcome to episode #6 of the Smarter Business Finance Podcast. To see all episodes, visit the main podcast page. You may find this podcast on your phone by going to iTunes, Google Play, or Stitcher and searching for "Smarter Business Finance." If...
2 min read
What is Interim Rent on an Equipment Lease?
So, you’re in the middle of leasing equipment for your business. And, looking at the paperwork, you notice an “extra” amount that you have to pay. What is this “interim rent” charge? Many of our customers wonder if it’s just a way to squeeze extra...
7 min read
Get Out Of MCA: Escape The Grip of Merchant Cash Advances
Have you taken a merchant cash advance? (or 4?) We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea. The thing is… … when you learn...
4 min read
What are Fair Market Value (FMV) Equipment Lease Buyout Options?
Do you need to finance some equipment? I bet you're annoyed with all the jargon that you see. If you're on someone's website, or talking to a leasing professional... ... they assume you're a lawyer or accountant with all the geeky words they use....
4 min read
How to Offer Equipment Financing to Your Customers
Do you sell business equipment? You'll probably agree: Finding the right company to offer financing to your customers can be a real challenge... ...but it's a necessary evil, right? Let's face it - you'll lose customers to your competitors if you...
4 min read
Auto Repair Shop Loans - 6 Ways to Finance a Garage
I'm sure you'd agree... ... it's no fun to look for business loans... We help a lot of garage owners get auto repair shop loans. ...but we hear the same things from our customers over and over. Maybe you've been there already... ...some slick Willy...
3 min read
Crane Financing: What are the Rates to Finance or Lease a Crane?
Are you looking into crane financing? Financing for a crane is a little bit different than a lot of other types of equipment. Do you want to know why? Cranes aren't exactly "cheap." When we help customers look at financing for a crane, we find most...
3 min read
Brewery Equipment Financing: Rates & How To Qualify
Are you looking online for brewery equipment financing? Do you want to get real information before picking up the phone? I mean, maybe it's just some joker who is fixing to lie to you, right? Man, oh, man... When you enter that search into Google,...