Skip to the main content.

Smarter Finance USA Blog

Smarter Finance USA Educational Resources

Educational articles on business financing that get you what you really need. Sign up today.

merchant cash advance

5 Problems With MCA Reverse Consolidation Loans

4 min read

5 Problems With MCA Reverse Consolidation Loans

We talk to lots of business owners in trouble with merchant cash advances.

Did you know…

…so many small businesses have cash advances…

…these “MCA” companies are running out of people to sell a merchant advance to?

Pretty scary, right?

So… these “working...

Read More
small-business-debt-relief.jpg

3 min read

Small Business Debt Relief (5 Ways to Get Your Life Back)

 

So…

You’re running a successful business…

…there should be plenty of profit left over (for you to, like live on)…

…but somehow…

…loan payments are eating away all the profit.

(Sound familiar?)

Here are a few ways your small business can get out of debt:

Read More
small-business-bankruptcy-vs-corporate-debt-restructuring.jpg

3 min read

Business Bankruptcy Vs. Corporate Debt Restructuring: Which Is Better?

 

So…

Do you need help getting out of business debt?

Maybe you should file for bankruptcy.

…then again…

…maybe that’s not such a hot idea, right?

Is it better to hire a company to restructure your business debt?

Here’s the deal:

If your business is...

Read More

6 min read

5 Ways to Get Out of a Merchant Cash Advance and Toxic Business Loans

 

Have you taken a merchant cash advance?

(or 4?)

We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea.

The thing is…

… when you learn...

Read More

4 min read

Daily Payment Loans For Your Business: Do They Ever Make Sense?

Have you ever looked into a "daily payment loan" for your business?   

Daily payment loans are products like some "working capital loans" or "merchant cash advance" products in the marketplace where you end up paying back some enormous amount of money...

Read More

2 min read

Are Merchant Cash Advances a Scam?

Have you been pitched a merchant cash advance?

I bet the dude (or dudette...) you spoke with didn't quote a real interest rate, right?

They'll tell you that cash advances don't have an interest rate..

...because merchant cash advance lenders simply...

Read More