--- title: Smarter Finance USA Blog | merchant cash advance description: merchant cash advance | Ready to learn more about vehicle and equipment financing? Our articles educate you on all the items you need to ... --- # Smarter Finance USA Blog # Smarter Finance USA Educational Resources #### Educational articles on business financing that get you what you really need. **Sign up today.** ### merchant cash advance [![5 Problems With MCA Reverse Consolidation Loans](https://www.smarterfinanceusa.com/hs-fs/hubfs/5%20PROBLEMS%20WITH%20MCA%20REVERSE%20CONSOLIDATION%20LOANS.jpg?width=1335&height=785&name=5%20PROBLEMS%20WITH%20MCA%20REVERSE%20CONSOLIDATION%20LOANS.jpg) ](https://www.smarterfinanceusa.com/blog/mca-reverse-consolidation-loans) 4 min read #### [5 Problems With MCA Reverse Consolidation Loans](https://www.smarterfinanceusa.com/blog/mca-reverse-consolidation-loans) ![Picture of Rob Misheloff](https://www.smarterfinanceusa.com/hs-fs/hub/373737/file-786006986.png?width=30&name=file-786006986.png) [Rob Misheloff](https://www.smarterfinanceusa.com/blog/author/rob-misheloff): We talk to lots of business owners in trouble with merchant cash advances. Did you know… …so many small businesses have cash advances… …these “MCA” companies are running out of people to sell a merchant advance to? Pretty scary, right? So… these... [Small Business Loans](https://www.smarterfinanceusa.com/blog/topic/small-business-loans) [scams](https://www.smarterfinanceusa.com/blog/topic/scams) [merchant cash advance](https://www.smarterfinanceusa.com/blog/topic/merchant-cash-advance) [Read More](https://www.smarterfinanceusa.com/blog/mca-reverse-consolidation-loans) [![small-business-debt-relief.jpg](https://www.smarterfinanceusa.com/hubfs/Blog_Images/small-business-debt-relief.jpg) ](https://www.smarterfinanceusa.com/blog/small-business-debt-relief) 3 min read #### [Small Business Debt Relief (5 Ways to Get Your Life Back)](https://www.smarterfinanceusa.com/blog/small-business-debt-relief) ![Picture of Rob Misheloff](https://www.smarterfinanceusa.com/hs-fs/hub/373737/file-786006986.png?width=30&name=file-786006986.png) [Rob Misheloff](https://www.smarterfinanceusa.com/blog/author/rob-misheloff): So… You’re running a successful business… …there should be plenty of profit left over (for you to, like live on)… …but somehow… …loan payments are eating away all the profit. (Sound familiar?) Here are a few ways your small business can get out of... [Small Business Loans](https://www.smarterfinanceusa.com/blog/topic/small-business-loans) [Problems With Business Lending](https://www.smarterfinanceusa.com/blog/topic/problems-with-business-lending) [merchant cash advance](https://www.smarterfinanceusa.com/blog/topic/merchant-cash-advance) [Read More](https://www.smarterfinanceusa.com/blog/small-business-debt-relief) [![](https://www.smarterfinanceusa.com/hubfs/Blog_Images/get-out-merchant-cash-advance.png) ](https://www.smarterfinanceusa.com/blog/get-out-of-merchant-cash-advance) 7 min read #### [Get Out Of MCA: Escape The Grip of Merchant Cash Advances](https://www.smarterfinanceusa.com/blog/get-out-of-merchant-cash-advance) ![Picture of Rob Misheloff](https://www.smarterfinanceusa.com/hs-fs/hub/373737/file-786006986.png?width=30&name=file-786006986.png) [Rob Misheloff](https://www.smarterfinanceusa.com/blog/author/rob-misheloff): Have you taken a merchant cash advance? (or 4?) We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea. The thing is… … when you learn... [Small Business Loans](https://www.smarterfinanceusa.com/blog/topic/small-business-loans) [scams](https://www.smarterfinanceusa.com/blog/topic/scams) [merchant cash advance](https://www.smarterfinanceusa.com/blog/topic/merchant-cash-advance) [Read More](https://www.smarterfinanceusa.com/blog/get-out-of-merchant-cash-advance) [![](https://www.smarterfinanceusa.com/hubfs/Blog_Images/merchant-cash-advance-interest-rates-suck.jpg) ](https://www.smarterfinanceusa.com/blog/merchant-cash-advance-scam) 2 min read #### [Are Merchant Cash Advances a Scam?](https://www.smarterfinanceusa.com/blog/merchant-cash-advance-scam) ![Picture of Rob Misheloff](https://www.smarterfinanceusa.com/hs-fs/hub/373737/file-786006986.png?width=30&name=file-786006986.png) [Rob Misheloff](https://www.smarterfinanceusa.com/blog/author/rob-misheloff): Have you been pitched a merchant cash advance? I bet the dude (or dudette...) you spoke with didn't quote a real interest rate, right? They'll tell you that cash advances don't have an interest rate... ...because merchant cash advance lenders simply... [Small Business Loans](https://www.smarterfinanceusa.com/blog/topic/small-business-loans) [Problems With Business Lending](https://www.smarterfinanceusa.com/blog/topic/problems-with-business-lending) [scams](https://www.smarterfinanceusa.com/blog/topic/scams) [merchant cash advance](https://www.smarterfinanceusa.com/blog/topic/merchant-cash-advance) [Read More](https://www.smarterfinanceusa.com/blog/merchant-cash-advance-scam) [**](https://www.smarterfinanceusa.com/blog/topic/merchant-cash-advance#)