Larry Molenburg
Director of Business Development
Larry has over 15 years of experience in sales and finance, the last 10 dedicated to commercial.
He started his commercial career in asset management/remarketing then transitioned to a full-time finance roll in 2016.
Since then, he has been involved in thousands of transactions totaling hundreds of millions of dollars by working with both customers and vendors directly.
Prior to getting into sales and finance Larry served as a Security Forces member of the USAF.
(fun fact: so did Chuck Norris, so he’s basically the Chuck Norris of commercial finance).
He was stationed in Minot, ND; Guam; Wichita Falls, TX; and 1 tour in Iraq.
Larry says his military background has absolutely been a factor of his success in this industry because integrity and accountability are engrained in everything he does.
Larry is a native Texan where he still resides with his family. In his free time, he enjoys spending time with his wife, 2 kids and 3 dogs. He’s an avid outdoors man who loves to hunt, fish, wake surf and golf.
“I chose this career field because I truly care about helping people put food on the table for their families. I’ve had countless customers and vendors call me after a transaction funds to express their gratitude for helping their business, those are the best commissions I’ve ever earned” – Larry Molenburg
Kevin O'Boyle
Senior Account Manager II
Kevin joined the Smarter Equipment Finance team in October 2021 and has loved every minute of it.
He was born and raised in South Florida and has been in Las Vegas since 2011.
Kevin spent the previous 7 years in the auto industry in sales and finance (and doesn’t miss it at all!).
As a huge sports fan, Kevin attempts to play basketball every Sunday night.
Kevin's family keeps him busy during “free” time with their activities andhe wouldn’t change it for the world. Kevin was recently promoted to his new role after 11 months with the company and will be training and overseeing the new hires.
The opportunity is here if you’re looking for a career, he’d love to train you!
Clem Muhammad
Senior Account Manager II
Clem is a Chicago native that has been calling Las Vegas home for the past 23 years. He spent most of his early years in Las Vegas in the car business until he started a trucking company, hauling sand & gravel for new home builders. That lasted until the housing market collapsed in 2007. Clem, then found himself back in the car business, where he ultimately opened his own dealership then in 2018 he decided to leave the car business for good. Later that same year he found a home at Smarter Equipment Finance and fell in love with helping business owners finance Commercial Equipment. When he’s not banging away on a keyboard, or submitting loans, he spends his spare time playing golf, traveling, and enjoying fine cigars.
Addie Alvarez
Account Manager
I work in our sales department as an account manager for Smarter Equipment Finance.
My background for the past several years has been centered around the insurance industry.
I bring 15 years of extensive experience in management, sales, operations, and customer service.
I absolutely love hiking and exploring nature.
I’m a devoted wife, loving mother, and loyal friend.
I cherish all the friendships I have developed while working for SEF!
Robert Jackson
Senior Account Manager II
They call me Robert.
I’m a 4-time President’s Club Winner with Smarter Equipment Finance and I’ve helped hundreds of business owners acquire new and used equipment.
I don’t foresee myself working for anyone else in this industry and will remain with SEF as long as I can.
I’ve lived in Las Vegas for 17 years. I’m married with one four-year-old daughter and she, like most kids at that age, is the light and life of my world.
In my free time, you’ll often find me reading a book, going to the gym, running, hiking, planning my next vacation, or spending time being a Dad.
I find that most people like me, and for those who don’t, it doesn’t bother me because they’ve got bad taste.
Dan Graves
Funding Coordinator
I’ve been working in the finance industry for the past seven years, with a focus on commercial equipment.
During this time, I’ve gained experience with Titling, Insurance, Documentation, and Funding.
It’s been my privilege to help countless businesses finance the equipment they need to keep working and growing.
As a Funding Coordinator with Smarter Equipment Finance, I look forward to seeing what opportunities each day will bring.
Rita Richeson
Vice President of Operations
30+ years in the finance industry have allowed Rita to learn all facets of the industry from Application to Portfolio management.
Early in her career, Rita held a management role at one of the largest independently owned brokers in the country.
Her my department processed and funded hundreds of leases and loans for small business owners each month.
Rita'sexperience in Credit, Documentation, Funding, Insurance, Titling, Accounting & Portfolio management allowed her to start & run her own successful back-office company for over 10 years.
That company allowed brokers in the Leasing/Finance community to obtain the professional, knowledgeable back-office support they needed, without the overhead required in hiring an “employee.
Rita's current role as Vice President of Operations at Smarter Equipment Finance is an exciting one as they are incredibly customer-centric focused and are always looking forward to all things.
Seth Johnson
Funding Coordinator
I have been with Smarter Equipment Finance for almost five years.
I originally started out as a “Jack-of-all-trades”, workings as the Team Admin, IT, and any other tasks when needed.
I transitioned into a Funding Assistant role in year two and flourished in my new position.
In April of 2022, I accepted a Funding Coordinator position and am excited for all the new challenges set before me.
I am passionate about education and am pursuing my Associate in Business with plans to transfer to UNLV to pursue my Bachelor in Business Finance upon graduation.
When I am not working or at school, I spend a lot of time either playing video games competitively or exploring the culinary delights that Las Vegas has to offer with my wife.
We're Adding Team Members
Want to join the Smarter Finance USA team and impact your life as well as the lives of others? Then check out the possibilities today.
