Smarter Finance USA Blog

Concrete Mixer Truck Financing: Rates, Payments and How to Qualify

Posted by Rob Misheloff

 

So…

Looking online for how to finance a concrete or cement truck?

Yeah.

I know where you’ve been...

Almost like you’ve gotta take a shower now, right?

Ready for the truth yet?

Let’s show you some info you can actually use….

Read More

Topics: Leasing

Used Truck and Trailer Financing: Rates with Good Credit

Posted by Rob Misheloff

 

So…

Time to get another truck (or trailer).

Do you want to buy new…

Or just new to you?

It depends, right?

If you’re financing, will buying used mean higher rates?

(Probably)

Check this out…

Read More

Topics: Leasing

Business Bankruptcy Vs. Corporate Debt Restructuring: Which Is Better?

Posted by Rob Misheloff

 

So…

Do you need help getting out of business debt?

Maybe you should file for bankruptcy.

…then again…

…maybe that’s not such a hot idea, right?

Is it better to hire a company to restructure your business debt?

Here’s the deal:

If your business is struggling because of too much debt…

There may be a solution.

Let’s talk about the problems though.

Read More

The Best Small Business Loans for Bad Credit

Posted by Rob Misheloff

 

So…

You need business financing…

…and…

…your credit ain’t the best…

You’ve scoured the internet for information…

…but…

Finding real info about business loans for bad credit on the internet…

Yeah… it’s like digging for buried treasure.

Consider…

Super Special Note - If you get bored of reading... just scroll back up and click here when you're ready to apply for a small business loan. 

Read More

Topics: Small Business Loans

How To Finance a Construction or Contracting Business [New Podcast]

Posted by Rob Misheloff

 

Welcome to episode #6 of the Smarter Business Finance Podcast.

To see all episodes,  visit the main podcast page

You may find this podcast on your phone by going to iTunes, Google Play, or Stitcher and searching for "Smarter Business Finance."

If you'd rather read... check out the transcription below...

You may also listen right here, by clicking in the player below:

  


 

 

Read More

Topics: Leasing, Podcast

What is Interim Rent on an Equipment Lease?

Posted by Rob Misheloff

 

 

So, you’re in the middle of leasing equipment for your business.

And, looking at the paperwork, you notice an “extra” amount that you have to pay.

What is this “interim rent” charge?

Many of our customers wonder if it’s just a way to squeeze extra money out of them.

So… is it just a way to juice you for extra money?  

…or is it totally legit?

Read More

Topics: Leasing

5 Ways to Get Out of a Merchant Cash Advance (and other Toxic Business Loans...)

Posted by Rob Misheloff

 

Have you taken a merchant cash advance?

(or 4?)

We occasionally help customers access this type of business financing, but we’re much more likely to talk you out of a merchant cash advance than to sell you on the idea.

The thing is…

… when you learn the truth about these products…

… it’s pretty obvious…

…that you’d be better off snorting Drano than signing up to let one of these leeches suck every last dime of profit out of your business.

…but those nice people that help your business access capital told you the 100% truth when you signed, right?

Right?

Special Note: If you’re stuck in merchant cash advances that you can’t pay, you might want to talk to a negotiator to help make your payments lower. We partner with a great company that can help you get out of a daily payment product.

Click here for help getting out of a merchant cash advance

Read More

Topics: Small Business Loans

How Much Does Printer Leasing Cost?

Posted by Rob Misheloff

 

Are you buying (or selling) printing equipment?

We get lots of calls from copier and/or printer salespeople.

You see…

They don’t get paid unless customers can buy equipment.

That can mean calling dozens of printer leasing companies to find financing for their customers.

Want to know a problem?
Read More

Topics: Leasing

What are Fair Market Value (FMV) Equipment Lease Buyout Options?

Posted by Rob Misheloff

 

Do you need to finance some equipment?

I bet you're annoyed with all the jargon that you see.

If you're on someone's website, or talking to a leasing professional...

... they assume you're a lawyer or accountant with all the geeky words they use.

Probably the one term we encounter the most people confused about is FMV lease buyout options.

It's almost like...

...some companies out there...

...want to keep their customers confused....  

That, my friends, is no good at all.

Today, let's decode some of the equipment leasing babblespeak into plain English.

Shall we?

Read More

Topics: Leasing

Private Business Loans: 5 Secrets the Big Boys Hope You Never Learn

Posted by Rob Misheloff

 

So, you need money for your business?

Join the club...

Who should you call?

My mailbox (the real mailbox) is stuffed with business funding offers that look like a fake check.

The most recent offered "rates from 6.99%."

Yeah, in a pig's eye... right?

Which gets us to...

Read More

Topics: Small Business Loans

About this blog

It's super simple... We educate you on everything you always wanted to know about small business finance*

*but couldn’t get a straight answer to!

Subscribe to Email Updates

Smarter Finance Equipment Leasing

Recent Posts

Smarter Finance USA Working Capital
Bad Business loans