Skip to the main content.

Smarter Finance USA Blog

Smarter Finance USA Educational Resources

Educational articles on business financing that get you what you really need. Sign up today.

4 min read

How Much Does Printer Leasing Cost?

 

Are you buying (or selling) printing equipment?

We get lots of calls from copier and/or printer salespeople.

You see…

They don’t get paid unless customers can buy equipment.

That can mean calling dozens of printer leasing companies to find...

Read More

4 min read

What are Fair Market Value (FMV) Equipment Lease Buyout Options?

 

Do you need to finance some equipment?

I bet you're annoyed with all the jargon that you see.

If you're on someone's website, or talking to a leasing professional...

... they assume you're a lawyer or accountant with all the geeky words they use.

...

Read More

4 min read

Private Business Loans: 5 Secrets the Big Boys Hope You Never Learn

 

So, you need money for your business?

Join the club...

Who should you call?

My mailbox (the real mailbox) is stuffed with business funding offers that look like a fake check.

The most recent offered "rates from 6.99%."

Yeah, in a pig's eye... right?

...

Read More

3 min read

Car Wash Financing: What Loans & Equipment Leasing Options are There?

 

Do you own, or are you starting a car wash?

If so, you probably know two things:

  1. Car washes can be very profitable
  2. Running, building, or buying a car wash means you need access to significant capital.

So, where is all that money going to come from?

Read More

3 min read

How To Qualify for Medical & Aesthetic Laser Financing

 

Are you looking to finance or lease a laser machine?

Here's the first question you'll be asked:

"Medical or non-medical?"

The reason is simple:

Non-medical lasers show up on the "restricted list" for probably 80% of equipment financing sources.

Do you...

Read More

4 min read

How to Offer Equipment Financing to Your Customers

 

Do you sell business equipment?

You'll probably agree:

Finding the right company to offer financing to your customers can be a real challenge...

...but it's a necessary evil, right?

Let's face it -  you'll lose customers to your competitors if you...

Read More

4 min read

Auto Repair Shop Loans - 6 Ways to Finance a Garage

 

I'm sure you'd agree...

... it's no fun to look for business loans...

We help a lot of garage owners get auto repair shop loans.

...but we hear the same things from our customers over and over.

Maybe you've been there already...

...some slick Willy on...

Read More

3 min read

Pharmacy Loans: How Can a Pharmacist Practice Get Financing?

Do you need a loan for your pharmacy?

There are a few options available.

Some choices are pretty good...

...but some pharmacy loans could be terrible for your business.

It all depends on your situation.

Let's look at options that could work for you...

Read More
Crane Financing: What are the Rates to Finance or Lease a Crane?

3 min read

Crane Financing: What are the Rates to Finance or Lease a Crane?

Are you looking into crane financing?

Financing for a crane is a little bit different than a lot of other types of equipment.

Do you want to know why?

Cranes aren't exactly "cheap."

When we help customers look at financing for a crane, we find most...

Read More

3 min read

Brewery Equipment Financing: Rates & How To Qualify

 

Are you looking online for brewery equipment financing?

Do you want to get real information before picking up the phone?

I mean, maybe it's just some joker who is fixing to lie to you, right?

Man, oh, man...

When you enter that search into Google, you...

Read More

5 min read

Contractor Loans: 7 Ways to Finance Your Construction Business

 

We help a lot of contractors buy equipment....

 A lot of the time, the folks we are helping are purchasing equipment they'll need for a large contract.

Have you been in this situation?

If so, you know that you'll have a lot of costs before you get paid...

Read More

3 min read

Leasing Arcade Games: What are the Costs?

Are you considering leasing arcade games?

It can be tough sometimes for small business owners to score arcade game financing.

Even Harder:

Go play some "Where's Waldo" on the internet and try to get real information about the process.

(It's easier to...

Read More

4 min read

Box Truck Leasing & Financing : 5 Ways to Qualify [and Rates]

When you look online for box truck financing, the most common question is:

"Will I qualify?"

The interwebs, in all their glory, tell you approximately nothing about this key question that you'll need answered to start making some plans.

Want to know a...

Read More

4 min read

IT Leasing: What are Rates for Technology Equipment Financing?

When you talk to companies about IT leasing and financing, your conversation will be much different than if you were looking to finance a semi truck or some other types of equipment.

I mean, it doesn't exactly take a whiz kid to figure out how you're...

Read More

3 min read

Laundromat Financing: How Much Does Laundry Equipment Leasing Cost?

If you are using the internet to investigate laundromat financing, most of the websites you're visiting give you approximately zero information.  

Some have a "laundry list" (haha) of the types of laundry equipment you can finance - washers, dryers, both...

Read More

4 min read

Ambulance Leasing: What are Monthly Payments to Finance an Ambulance?

If you're considering leasing an ambulance, you may want to get some basic information before you start calling around...

Since you and I both know that once you call the financing company whoever picks up the phone might call you 15 times a day until...

Read More

4 min read

Vendor Financing Programs: 5 Critical Things to Look for in a Partner

Are you an equipment vendor?

It can be hard to find the best financing partner for your customers. 

Here's the deal:

If you sell equipment, you know that your customers rely on you to offer financing - but selecting which company to work with can be...

Read More

3 min read

The Truth about Dental Equipment Financing

If you're looking on the internet from information about dental equipment financing, you may have noticed something:

Talking to financing companies...yeah

...about as much fun as a root canal, right?

They make it sound so easy and affordable...

(until...

Read More

4 min read

Small Business Term Loans Vs. Merchant Cash Advance: Which is Best?

Are you looking for a loan for your business but don't have perfect credit?

 Maybe you've spoken to some folks about either a merchant cash advance...

or a "working capital" loan...

... you know the type that suck payments out of your accounts every...

Read More

5 min read

Gym Equipment Leasing: True Cost of Fitness Equipment Financing

If you're in the fitness industry, you probably can probably spot a scam a mile away when it comes to something about the fitness industry, right?

I'm sure that probably every single day, someone asks you a question like:

"I read on the internet about...

Read More

3 min read

Used Equipment Financing: How High are the Rates?

I got a call today from a gentleman with a simple question:

"Do you finance used equipment?"

I replied with a simple answer:

"Yes."

It's always funny when I hear that question, because the truth is, most of the equipment we finance is used.

We get that...

Read More