Smarter Finance USA Blog

I receive several calls per week from truckers that are trying to make the decision of whether to become an owner operator or not.

Most of the time, they are wondering if they will have enough not only for a down payment on a truck, but also needing to have enough money left over to pay for fuel while they wait a month to get paid for their first hauls.

If you're thinking about starting up, or already run your own trucking company and need cash while you wait to get paid, you need to get set up with one of the best truck factoring companies so you can collect early on your accounts receivable.

Are you thinking about starting a business, or have you recently started a new venture? 

You certainly aren't alone. In fact, 543,000 small businesses are started in the United States every month. 

That's the good news. Less good: half won't make it until year 5. 

The biggest challenge you're likely to face is not having access to the money you need to fully execute your business plan.

Think of your business like a video game: you don't want to play Super Mario Brothers with only one Mario. You want 5 "lives" because somewhere along the way, you're going to press the wrong button. Money for your business doesn't guarantee success, but having access to "do-overs" certainly makes it more likely. 

The biggest tragedy to all this:

There's plenty of money out there for startup business loans.

You just may not know all the rocks to look under. Let's look at 15 ways you can access money for your new business. 

Special Note: If you have a credit score of 700 or greater, just about the best start up business loans program we've seen offers up to $150,000 at rates from 7-10%. You may inquire about this program by clicking here.