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Smarter Finance USA Blog

Smarter Finance USA Educational Resources

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Leasing

2 min read

3D Printer Financing

3D printing is a big industry. The market for 3D printing worldwide was $13.84 billion in 2021 and is expected to grow at 20% annually through 2030. If you’ve considered a 3D printing solution for your business, you probably want some specifics. ...

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2023 Section 179 Limits (+Bonus Depreciation) – How Much Can You Save

3 min read

2023 Section 179 Limits (+Bonus Depreciation) – How Much Can You Save?

Did you buy equipment for your business in 2023? Did you know you may be able to write the entire purchase off immediately? (There’s still time before the end of the year… but many assets are hard to get your hands on right now. Don’t snooze or you...

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quarterly-payment-equipment-lease-flim-flam.jpg

4 min read

Equipment Leases with Quarterly Payments: Don’t Get Flim-Flammed

Today we’re going to talk about a scam. Fraud… I mean it. Totally bogus shenanigans Well, on rare occasions… not 100% bogus… …but be really careful… Note: You may read this article or you may listen to it. You can find links to download the audio...

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10 min read

How To Finance a Construction or Contracting Business [New Podcast]

Welcome to episode #6 of the Smarter Business Finance Podcast. To see all episodes, visit the main podcast page. You may find this podcast on your phone by going to iTunes, Google Play, or Stitcher and searching for "Smarter Business Finance." ...

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2 min read

What is Interim Rent on an Equipment Lease?

So, you’re in the middle of leasing equipment for your business. And, looking at the paperwork, you notice an “extra” amount that you have to pay. What is this “interim rent” charge? Many of our customers wonder if it’s just a way to squeeze...

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4 min read

What are Fair Market Value (FMV) Equipment Lease Buyout Options?

Do you need to finance some equipment? I bet you're annoyed with all the jargon that you see. If you're on someone's website, or talking to a leasing professional... ... they assume you're a lawyer or accountant with all the geeky words they use.

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3 min read

Brewery Equipment Financing: Rates & How To Qualify

Are you looking online for brewery equipment financing? Do you want to get real information before picking up the phone? I mean, maybe it's just some joker who is fixing to lie to you, right? Man, oh, man... When you enter that search into Google,

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6 min read

Food Concession Trailer Financing: How to Qualify for a Loan

Have you always dreamed of starting your own restaurant, but know you'll never be able to come up with half a million dollars to do it? Concession trucks and trailers can get you in business for about a tenth of the cost of starting a restaurant. ...

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7 min read

Food Truck Financing: How to Qualify to Lease a Food Truck

Food trucks are awesome. Maybe you are considering entering the food truck business for one simple reason: startup costs and operating expenses for a food truck are a fraction of the costs to open and run a restaurant... The problem: you probably...

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10 min read

15 Ways to Access Small Business Startup Loans

Are you thinking about starting a business, or have you recently started a new venture? You certainly aren't alone. In fact, 543,000 small businesses are started in the United States every month. That's the good news. Less good: half won't make it...

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4 min read

Who are the Best Equipment Leasing Companies?

There are hundreds of equipment leasing companies in the US. We detail a lot about problems with many of the companies out there, but many leasing companies are fair, honest and straightforward. We deal with many of the best equipment leasing...

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3 min read

How much are Medical Equipment Financing Rates?

Do you need to purchase equipment for your medical practice? I bet you're not planning to pay cash, right? MRI machines, lasers, physical therapy equipment, -totally not cheap. Most of the time, you'll end up financing or leasing your equipment. ...

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6 min read

5 Restaurant Equipment Leasing Swindles to Avoid

If you need to finance or lease restaurant equipment, and you're looking around on the internet, you may have already noticed something: Most of the "information" about restaurant equipment leasing that you can find online is total garbage. I don't...

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3 min read

Spray Foam Equipment Leasing: What are the Rates?

If you're a spray foam contractor who needs new equipment, or are looking to get into the spray foam installation business, the biggest question you may have is how much is all this stuff going to cost? The good news: you don't have to write a big...

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4 min read

Horizontal Machining Center Vs. Vertical Machining Center

Every year, Modern Machine Shop does studies on the machine shop industry. One of the most helpful things they do is their Top Shops report, which does a detailed breakdown of the differences between what the fastest growing and most profitable...

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1 min read

Equipment Sale Leaseback Financing: Pros and Cons

There are numerous methods for small business owners to get their hands on cash, but one of the least known and least used methods is called an equipment sale leaseback transaction. Sale-leaseback works kind of like an equity loan on your house....

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5 min read

5 Equipment Leasing Scams and Problems To Look Out For

There are some sketchy practices in equipment financing. Way sketchy... Any type of financing is complex... ...with lots of funky terms... ...but... ... bigger industries (like mortgage and insurance) are regulated. ...when someone breaks the...

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