Smarter Finance USA Blog

A Guide to Commercial Truck Insurance Requirements

rob@smarterfinanceusa.com (Rob Misheloff) — Mon, 08 Jul 2024 16:43:36 GMT

As truck insurance premiums continue to rise, it’s important to understand how policies work, what coverage is required, and how companies can save on costs.

Financing EV Chargers for Business: A Practical Guide

rob@smarterfinanceusa.com (Rob Misheloff) — Thu, 17 Aug 2023 15:33:02 GMT

Electric Vehicle (EV) chargers are becoming more common – and it’s happening fast.

They serve as the power source for electric vehicles, which are taking center stage in the global push for cleaner and more sustainable energy use. The boom in the EV market is not just a wave—it's a seismic shift that businesses cannot afford to ignore.

Why should you care? Its all because of the growing influence of eco-conscious consumers and the increasing prevalence of electric vehicles on the roads.

Economic Injury Disaster Loan (EIDL) Forgiveness or Renegotiation – How It Works

rob@smarterfinanceusa.com (Rob Misheloff) — Tue, 11 Apr 2023 19:48:41 GMT

The economic turmoil caused by the coronavirus pandemic has had an impact on small businesses everywhere.

The Economic Injury Disaster Loan (EIDL) Program has been a lifeline for many of these business owners, but unfortunately, some are now finding themselves unable to make loan payments due to reduced income or unexpected hardships.

Did you know that there are options available to help you renegotiate or have your loan forgiven?

Merchant Cash Advance Debt Relief: How to Save Your Business

rob@smarterfinanceusa.com (Rob Misheloff) — Mon, 10 Apr 2023 17:42:34 GMT

As a small business owner, you know you need access to capital…

3D Printer Financing

rob@smarterfinanceusa.com (Rob Misheloff) — Wed, 25 May 2022 18:22:17 GMT

3D printing is a big industry.

The market for 3D printing worldwide was $13.84 billion in 2021 and is expected to grow at 20% annually through 2030.

If you’ve considered a 3D printing solution for your business, you probably want some specifics.

Right?

Read on…

2023 Section 179 Limits (+Bonus Depreciation) – How Much Can You Save?

rob@smarterfinanceusa.com (Rob Misheloff) — Thu, 23 Sep 2021 20:37:13 GMT

Did you buy equipment for your business in 2023?

Did you know you may be able to write the entire purchase off immediately? (There’s still time before the end of the year… but many assets are hard to get your hands on right now. Don’t snooze or you might lose…)

Even better – finance the equipment, save taxes immediately, and pay for the equipment over time as it makes you money. Right?

Super special note…

I’m no accountant. If you make tax decisions based on what I tell you…

…well…

…let’s just assume you’re going to make sure you do what your actual accountant tells you. That would be a smart idea.

5 Problems With MCA Reverse Consolidation Loans

rob@smarterfinanceusa.com (Rob Misheloff) — Thu, 18 Jul 2019 22:44:58 GMT

We talk to lots of business owners in trouble with merchant cash advances.

Did you know…

…so many small businesses have cash advances…

…these “MCA” companies are running out of people to sell a merchant advance to?

Pretty scary, right?

So… these “working capital providers” came up with a new product.

Now, there are a few different names for it…

…reverse consolidation loan…

…merchant advance consolidation…

…mca consolidation loans…

You know what?

Construction Equipment Financing: How it Actually Works

rob@smarterfinanceusa.com (Rob Misheloff) — Wed, 27 Mar 2019 19:23:07 GMT

Do you need to finance construction equipment for your business?

There’s a lot of goober-y stuff out there on the web that says nothing…

…and some utter nonsense…

…but not much knock-down, drag-out, honest-to-god truth.

Want the real dirt info on how construction equipment financing works?

Let's rock...

Equipment Leases with Quarterly Payments: Don’t Get Flim-Flammed

rob@smarterfinanceusa.com (Rob Misheloff) — Fri, 16 Nov 2018 17:50:18 GMT

Today we’re going to talk about a scam.

Fraud…

I mean it.

Totally bogus shenanigans

Well, on rare occasions… not 100% bogus…

…but be really careful…

Note: You may read this article or you may listen to it.

You can find links to download the audio to this article on your phone here.

You can also listen right here in the webpage:

If you are offered an equipment lease with quarterly payments…

Small Business Debt Relief (5 Ways to Get Your Life Back)

rob@smarterfinanceusa.com (Rob Misheloff) — Wed, 14 Mar 2018 17:23:27 GMT

So…

You’re running a successful business…

…there should be plenty of profit left over (for you to, like live on)…

…but somehow…

…loan payments are eating away all the profit.

(Sound familiar?)

Here are a few ways your small business can get out of debt:

(… or at least get some breathing room…)