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4 min read

Who are the Best Equipment Leasing Companies?

There are hundreds of equipment leasing companies in the US.

We detail a lot about problems with many of the companies out there, but many leasing companies are fair, honest and straightforward.

We deal with many of the best equipment leasing...

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7 min read

How to Start a 3D Ultrasound Business

We talk to many people who are looking to finance equipment for a business startup and part of the financing process is discovering whether the business has a solid foundation or not. In some cases, the answer is, "no, not really" but occasionally the...

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4 min read

Ultrasound Machine Leasing - Costs and How To Qualify

We get calls from a lot of businesses in different medical specialties about leasing new or used ultrasound machines. The two biggest questions we get are how to qualify and what the costs will be, so let's go ahead and answer these two basic questions.

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4 min read

A Reality Check on Equipment Finance Rates For Startups

Want to know a secret?

Startup financing rates are high. 

They're even higher if you have bad credit. 

How high? 

Let's go over the two scenarios (names, industries and circumstances have been changed slightly), and look at finance offers and how they...

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2 min read

Are Merchant Cash Advances a Scam?

Have you been pitched a merchant cash advance?

I bet the dude (or dudette...) you spoke with didn't quote a real interest rate, right?

They'll tell you that cash advances don't have an interest rate..

...because merchant cash advance lenders simply...

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Answers to the Top 6 Questions About Financing a Used Skid Steer

3 min read

Answers to the Top 6 Questions About Financing a Used Skid Steer

We answer a ton of questions at Smarter Finance USA about financing skid steers.

Most of the time we end up talking to someone about financing used equipment.

Generally, most shoppers have the same questions.

The questions we are asked most are:

  1. Do I...
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5 Lies Heavy Equipment Finance Companies Tell You

4 min read

5 Lies Heavy Equipment Finance Companies Tell You

So... you need to finance heavy equipment.

Are you wondering which companies you can trust?

We hear from many folks who speak to a heavy equipment finance company...

...and get told one thing...

...but after they have paid a deposit the terms change. 

...

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3 min read

Dental Practice Financing: What are the Best Loans for Dentists?

 

Are you considering a dental practice loan?

You'd rather perform a root canal on yourself than talk to 13 different companies to find the information you need.

Right?

Here's the problem:

(Almost) every website you go to will tell you why their dental...

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3 min read

Medical Practice Financing: What are the Best Loans for Doctors?

Are you searching online for medical practice financing?

There's a big problem.

Really big...

You may have noticed...

Most every website pitching loans for doctors tells you why they are the absolute best choice for you.  

That's ridiculous, right?

The...

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2 min read

X-Ray Machine Leasing - What are the Costs?

Do you need to finance (or lease) X-ray Equipment?

Your first question may be...

"What are the payments?"

Here are some answers:

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3 min read

How much are Medical Equipment Financing Rates?

Do you need to purchase equipment for your medical practice?

I bet you're not planning to pay cash, right? 

MRI machines, lasers, physical therapy equipment, -totally not cheap.

Most of the time, you'll end up financing or leasing your equipment.

There...

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6 min read

5 Restaurant Equipment Leasing Swindles to Avoid

If you need to finance or lease restaurant equipment, and you're looking around on the internet, you may have already noticed something:

Most of the "information" about restaurant equipment leasing that you can find online is total garbage.

I don't know...

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4 min read

Restaurant Loans: What are Restaurant Financing Rates?

Do you need a loan for your restaurant?

Have you tried your bank?

 

I know... that's a silly question.

You'd have better luck buying a handful of scratchers at the gas station than trying to score restaurant financing through Bank of Whatever.

 The good...

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3 min read

How to Lease Farm Equipment with Bad Credit or for a New Business

If you need to get your hands on a tractor, a reaper, a cultivator, or any other type of agricultural equipment, but you don't have the cash available for it (or don't want to deplete your capital) it helps to have good credit and 2 or more years in...

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3 min read

John Deere Tractor Leasing: Costs, Price and other Considerations

Are you going to buy a tractor? 

It's a pretty good bet you're considering a John Deere.

40%-67% of tractors purchased in the United States are made by Deere (depending on which study you look at).

If you know you're looking at a Deere, the next...

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5 min read

How much does it Cost to Lease a Used Tractor?

Are you looking to buy a tractor?

You probably know you can save significant money when you finance or lease a used tractor. 

In working with many farmers, we find that even though your payments going used might be slightly higher on a...

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5 min read

What Are The Financing Rates For Used Farm Equipment?

If you are looking to purchase used farm equipment, you can save considerable money compared to the cost of buying new. Depending on the brand and type of farm equipment, many pieces of machinery are built to last for 30 years or more, but buying used...

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5 min read

How much does it Cost to Lease a Used Skid Steer?

A decent used skid steer will cost you anywhere from $10,000 to $40,000.

In the $15,000 range you're usually looking at a model that's ten or so years old, while at the top of the range, you're usually looking at some equipment that's newer.

When people...

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Excavator Financing: What are Payments on Used Excavators?

3 min read

Excavator Financing: What are Payments on Used Excavators?

Looking at buying or leasing an excavator?

What will your monthly payments will be for excavator financing? 

If you only need the excavator occasionally, it may be cheaper to rent, but only if you're going to use it almost never.

Rental prices on...

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3 min read

The Big Problem With Equipment Leasing Rates

 

There's a huge problem with equipment leasing rates.

One of the first questions we get from a prospect is always, "what are the rates?"

Want to know a secret?

this question is usually not a problem if you've got great credit and have been in business...

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3 min read

Spray Foam Equipment Leasing: What are the Rates?

If you're a spray foam contractor who needs new equipment, or are looking to get into the spray foam installation business, the biggest question you may have is how much is all this stuff going to cost?

The good news: you don't have to write a big check.

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2 min read

How Much Does It Cost To Lease A Used Dump Truck?

If you're looking for a used dump truck for your business, you may be able to find dump truck prices online, but it's hard to find real information about what your actual payments will be.

Sure, there are equipment leasing calculators on a lot of...

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